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Overhead allocation strategies for accurate job costing

Master overhead allocation methods to ensure every quote captures your true costs including rent, utilities, insurance, and indirect labor.

AdvancedDuration: 28 min

1) Calculate total overhead burden

Identify and quantify all indirect costs that must be recovered through pricing.

Overhead CategoryExamplesTypical % of Revenue
FacilitiesRent, utilities, property tax, insurance, maintenance8-15%
EquipmentDepreciation, lease payments, repairs, calibration10-20%
Indirect laborSupervision, QC, scheduling, shipping, admin12-25%
Support functionsIT, HR, accounting, sales, engineering5-12%
  • Annual calculation: Sum all overhead expenses from P&L; exclude direct material and direct labor.
  • Fixed vs variable: Separate fixed (rent, salaries) from variable (utilities, consumables) for better utilization modeling.
  • Benchmark: Total overhead typically 35-60% of revenue for job shops; higher for capital-intensive operations.

2) Choose allocation method by shop type

Machine Hour Rate (capital-intensive)

Formula: Overhead ÷ Total machine hours available

Best for: Laser cutting, CNC machining, high equipment depreciation

Example: $500K overhead ÷ 4,000 hrs = $125/machine-hr

Direct Labor % (traditional job shops)

Formula: Overhead ÷ Direct labor cost × 100%

Best for: Labor-intensive operations, manual assembly

Example: $400K overhead ÷ $600K labor = 67% markup

Activity-Based Costing (complex multi-process)

Formula: Assign costs to activities, then allocate based on activity drivers

Best for: Mixed operations with multiple cost pools

Example: Setup cost pool allocated by # setups; QC pool by inspection time

3) Adjust for utilization and capacity

Utilization Impact on Rates

Low utilization (50-60%): Fixed costs spread over fewer hours → higher rates required
Target utilization (70-80%): Standard rate; sustainable for long-term planning
High utilization (85-95%): Lower rates possible; watch for capacity constraints and overtime
UtilizationAvailable HoursBillable HoursOverhead/Hr
50% (low)4,0002,000$250/hr
75% (target)4,0003,000$167/hr
90% (high)4,0003,600$139/hr

4) Department-specific overhead pools

Different departments have different cost structures; separate pools improve accuracy.

DepartmentPrimary DriverCost ProfileTypical OH Rate
Laser cuttingMachine hoursHigh equipment depreciation, low labor$120-180/hr
Bending/formingMachine hoursMedium equipment, medium labor$80-120/hr
Welding/assemblyLabor hoursLow equipment, high skilled labor50-80% of DL
Finishing/coatingSquare footageHigh facility cost, environmental compliance$60-100/hr

5) Quarterly review and rate reconciliation

Prevent over/under-absorption by reviewing actual vs budgeted overhead quarterly.

  • Compare actual overhead: Review P&L; identify variances (utilities spike, unplanned repairs, etc.).
  • Compare actual hours: Did utilization match plan? If lower, rates need adjustment for Q next.
  • True-up mechanism: If overhead under-absorbed (rates too low), adjust next quarter rates +10-15% to recover.
  • Document assumptions: Record utilization target, major cost changes, and rate effective dates.
  • Communicate to sales: Share rate changes with lead time; avoid mid-quote surprises.